Joe and Heather came together to create this company after Joe had learned to fix and build his own credit. His credit was growing substantially and Joe than was offered an opportunity to learn how to do this for others. Joe saw that Heather was amazing with her business skills..... something he lacks and she saw that he has this amazing ability to speak to people.... something she has a VERY hard time with. Together they knew that they would make the perfect team... and so formed Citrus and Gold, Inc. The formation of the company name is a story for another time.....

Together they hope that Citrus and Gold will give them the ability to open people's eyes about their credit while giving them the opportunity to support their families! We plan on offering many services that will unfold as time goes on. Some of these services will be DIY credit repair kits, credit rebuilding, education for both adults and youth, credit monitoring, and much, much more! If you know anyone looking to buy a home, get a car loan, simply fix up their bad credit, etc please share our page with them! Reach out to us with any questions!