At Citrus and Gold, Inc., we know that debt doesn’t come from carelessness — it comes from life. You did your best. Maybe money got tight, and before you knew it, things snowballed. We get it. That’s why we’re not here to judge or make things harder.
Our pricing is simple, transparent, and fair — no hidden fees, no surprise charges. Just real support from people who care.
If you're already a client and need additional services, don’t hesitate to reach out. We're here to help you and your family move forward with confidence.
As our founder always says,
"A rising tide lifts all ships."
And we’re here to help raise the tide — together.
At Citrus and Gold, Inc., we offer two flexible payment options to fit your needs — month-to-month or discounted recurring payments.
Individual Plans:
Month-to-Month: $150/month
Recurring Payments: $125/month (automatically billed every 30 days)
Couple Plans:
Month-to-Month: $275/month
Recurring Payments: $225/month (automatically billed every 30 days)
Recurring payments offer the best value and ensure your credit repair process continues without interruption. No contracts, no hidden fees — just transparent pricing and real results.
Need help choosing the right plan? We’re happy to assist!
To build, grow, or repair your credit, we require all clients to keep SmartCredit activated throughout the credit disputing process. Why? Because it works — plain and simple.
We’ve tested several credit monitoring tools, and SmartCredit stands out as the most reliable and user-friendly option. In fact, many of our clients — and even our own family members — continue using it long after their credit journey is complete.
When you sign up, you’ll also receive a $1 million fraud insurance policy that covers you and your household — at no extra cost. That peace of mind is built right in.
Packed with powerful features, SmartCredit is available for just $24.99/month — a smart investment in your financial future.
Check them out here — even if you decide not to work with us, we genuinely recommend this exceptional tool. So easy, kids can use it!